A well-known company that’s been around for more than a century, Mutual of Omaha is a solid choice for Medicare supplements and a variety of life insurance products. It offers a long list of benefits, a low complaint rate and generous discounts.

The company’s Mutual of Omaha review 2025 is strong, and it ranks near the top of most lists for overall satisfaction. It also scores highly in the credit ratings of various agencies and has a good track record for staying solvent and meeting obligations. That’s an important aspect of a life insurance provider since it means you can count on your policy paying out in the event of death.

Is Gerber Life a Good Insurance Choice?

Mutual of Omaha offers a number of different term and whole life insurance policies. Among its most popular offerings, the Term Life Express and Term Life Answers policies offer quick and simple underwriting without the need for a medical exam. Both can be converted to permanent policies at any time, and both feature a fixed interest rate of no less than 2%. The company’s Income Advantage policy, which is available for buyers ages 18 to 85, puts more emphasis on cash value growth and ties interest rates to the performance of the S&P 500 index. It’s a good option for those who want a flexible product that can grow with them over the course of their lifetime.

Mutual of Omaha also offers a number of annuity products. Its Income Access and Ultra-Income annuities are both heavily customizable products, with a variety of add-on features like COLA add-ons or payments that can increase if you develop certain health conditions.